Funeral Insurance FAQs

What is Momentum Life Funeral Insurance?

Momentum Life Funeral Insurance is designed to help your loved ones pay for the cost of your funeral, and other final...

Who can get Momentum Life Funeral Insurance?

Provided you are a New Zealand Resident and are aged 40 – 75, you are guaranteed to be accepted for Momentum Life...

Can I take out Funeral Insurance if I’ve had Covid-19?

Yes. As Momentum Life Funeral Insurance has guaranteed policy acceptance, you will be accepted for cover, subject to...

Am I covered under my Funeral Insurance policy if I contract Covid-19 and pass away?

You will still be covered for death under your Funeral Insurance policy and any claim will be assessed on its own...

Can I cover my family under my Funeral Insurance too?

Your Funeral Insurance Policy can cover up to 4 people. These people can be you, your partner or a relative (your...

What is not covered under Momentum Life Funeral Insurance?

In the first 24 months we will only pay a benefit if you die as the direct result of an Accident and the death occurs...

Can I decide who receives my benefit(s)?

As the Policy Owner, you have the option to nominate up to five (5) Beneficiaries to receive Benefits payable under your...

When does my Funeral Insurance start?

Your Funeral Insurance Policy and cover for a Life Insured starts on the Acceptance Date. Once your application is...

How long can I keep my Funeral Insurance?

Provided you continue to pay your premiums, you can keep your Funeral Insurance for life. Once you reach age 89, you are...

Am I covered while overseas?

Absolutely. With Momentum Life Funeral Insurance, you have cover 24 hours a day, 7 days a week, anywhere in the world.

Will my Funeral Insurance premiums increase each year?

With Momentum Life Funeral Insurance, your premiums are fixed, so they won't increase each year because of your age.

How are premiums calculated?

With Momentum Life Funeral Insurance, your premiums are determined at the date of your Policy application and are based...

How do I make a claim?

If you, your nominated Beneficiary, or your legal representative need to make a claim under your Policy, you or they...

What if I want to change my Funeral Insurance?

From time to time your insurance needs or budget may change. You can increase or decrease your cover level in line with...

What if I change my mind?

In the first 30 Days You have a 30 day cooling-off period from your First Premium Payment Date to make...

How do I receive the Funeral Insurance 10% Cashback offer?

Eligible policyholders will automatically receive back 10% of the premiums they have paid after the first 12 months of...

What is the Family Discount?

A family discount of $150 applies annually for each additional person you cover under your policy after the primary...

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