Funeral Insurance FAQs

What is Momentum Life Funeral Insurance?

Momentum Life Funeral Insurance is designed to help your loved ones pay for the cost of your funeral, and other final...

Who can get Momentum Life Funeral Insurance?

Provided you are a New Zealand Resident and are aged 40 – 75, you are guaranteed to be accepted for Momentum Life...

Can I cover my family under my Funeral Insurance too?

You can choose to take out Funeral Insurance for: Yourself;...

Can I add additional benefits on to my cover?

While this Policy provides Funeral Insurance, it can also provide optional cover for Household Expenses or Accidental...

What is not covered under Momentum Life Funeral Insurance?

After the first 24 months of your cover, your chosen Funeral benefit and if applicable, Household Expenses benefit is...

Can I decide who receives my benefit(s)?

As the Policy Owner, you have the option to nominate a beneficiary or beneficiaries to receive benefits payable under...

When does my Funeral Insurance start?

Your Funeral Insurance Policy and cover for a Life Insured starts on the Acceptance Date. Once your application is...

How long can I keep my Funeral Insurance?

Provided you continue to pay your premiums, you can keep your Funeral Insurance for life. What’s more, once you reach...

Am I covered while overseas?

Absolutely. With Momentum Life Funeral Insurance, you have cover 24 hours a day, 7 days a week, anywhere in the world....

Will my Funeral Insurance premiums increase each year?

With Momentum Life Funeral Insurance, you can have certainty around your budget knowing that your premium won’t increase...

How are premiums calculated?

With Momentum Funeral Insurance, your premiums are determined at the date of your Policy application and are based on...

How do I make a claim?

If you, your nominated beneficiary, or your legal representative need to make a claim under your Policy, you or they...

What if I want to change my Funeral Insurance?

From time to time your insurance needs or budget may change. You can increase or decrease your cover level in line with...

What if I change my mind?

In the first 30 Days You have a 30 day cooling-off period from your First Premium Payment Date to make...

Question not answered?
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