Funeral Insurance

Funeral cover for Kiwis by an award-winning insurer

At Momentum Life, we believe in making insurance as easy as possible to organise. Our Momentum Life Funeral Insurance pays a quick, lump sum benefit to your family when you pass away, to help cover your funeral or any other final expenses. And the money is there when they need it, with valid claims paid without unnecessary delay.

About Momentum Life Funeral Insurance

Flexible benefit options

choose from $3,000 up to $30,000.

Triple accidental death payout

your chosen benefit triples if death is accidental.

Prompt cash payment

usually within 24 to 48 hours of claim approval.

10% cashback

receive 10% of premiums you have paid after the first 12 months.

Get 20% off your Online Will

through Public Trust when you take out a policy, to help you plan your final wishes.

Acceptance is guaranteed

for New Zealanders aged 40 - 75 years.

Easy and hassle free to arrange

no medicals or paperwork required.

Fixed premiums

that don't increase because of age.

Award-winning service

winner of Reader’s Digest NZ 2021, 2022 & 2023 Quality Service Award – Silver, the Feefo Platinum Trusted Service Award 2020, 2021, 2022 & 2023 and Gold Trusted Service Award for the last 3 years.

Worldwide cover

we'll cover you 24 hours a day, 7 days a week, no matter where you may roam.

Family cover option

Get cover for up to 4 people under one policy1.

Up to $450 yearly family discount

$150 annual discount for each additional life insured on your policy.

Additional benefits

When you reach age 89 you'll pay no more premiums, but your cover continues for life! Consider it our birthday pressie to you. Plus, our friendly customer support staff are always happy to answer your questions or update your policy details.

Flexible cover options

We've designed our Funeral Insurance to be flexible to suit your needs and budget. With Momentum Life you can choose the level of cover that works for you, and be assured that your premiums won't increase because of your age.

You also have the flexibility to elect to pay your premiums fortnightly, monthly or annually, at no additional cost to you. Plus once the insured person reaches age 89 there are no further payments required and cover continues for life.

Things you should know

To help you decide whether this cover is right for you, there are some things you should know.

During the first 24 months, this Funeral Insurance only covers death by Accident. If death is Accidental, the total amount payable is equivalent to 3 times your chosen Benefit. Accidental Death is the direct result of an accident; and death occurs within 90 days of the accident.

You may cancel your Policy within 30 days from the First Premium Payment Date ("the cooling off period") if you change your mind, and receive a full refund of premiums paid.

Funeral insurance is not a savings or investment plan. This means that if you cancel your policy after the cooling off period, you won’t receive any benefit or premium refund. Further, depending on how long you live, you may pay more in premiums than the amount of cover. You should consider whether funeral insurance is the best option for your situation.

10% cashback after your first 12 months

Quick & easy application

If you’re a New Zealander, aged 40 to 75, we guarantee to accept you! And you won’t need to do a medical or have any blood tests. In fact, you can organise cover quickly and easily over the phone.

Call us on 0800 111 679 for an obligation free quote or request your quote online.


Funeral Insurance FAQs

Get answers to commonly asked Funeral Insurance questions.

Alternatively, you can call 0800 111 679 and one of our team members will be happy to help you.


1. People included under your policy could be yourself or a partner/relative.