Affordable Funeral Insurance

Get a quote and WIN a $500 Prezzy Card1

At Momentum Life we understand that the death of a loved one can be a difficult and emotional time. And the last thing you want your family to be worried about, is how they are going to find the money to pay for your funeral. To help your loved ones celebrate your life without financial stress, we have made it as easy as possible for you to get funeral insurance that suits your needs and budget.

Why choose Funeral Insurance?

Flexible benefit options

Choose from $3,000 up to $20,000.

Prompt cash payment

Usually within 48 hours of claim approval

Acceptance is guaranteed

For New Zealanders aged 16 - 75 years.

Easy and hassle free to arrange

No medicals or paperwork required.

Fixed premiums

That don't increase with age.

Family Discount

A $150 discount applies annually when you also cover your Partner or Relative, provided you remain covered together.

Optional covers

Add thousands to your final payout. With our Household Expenses, Accidental Death or Accidental Serious Injury covers

Worldwide coverage

Cover 24 hours a day, seven days a week.

Premium Pause

After 12 months of being insured, if you suffer hardship you can stop paying premiums for up to 3 months. You cannot claim during the premium pause, but will not lose access to benefits after you resume your payments

Additional benefits

Optional cover benefits

You can take out a Funeral Insurance benefit from $3,000 and up to a maximum of $20,000, to suit your needs and budget3. Plus, for added protection you can choose to include one or more of the following optional benefits to your cover. Adding optional insurance benefits can be an easy and cost-effective way to combine insurance covers or increase your protection.

Find out more about Optional Cover Benefits.

Affordable premiums

We’ve designed our Funeral Insurance with affordable premiums to fit your budget. With Momentum Life you can have a level of financial comfort, knowing that your premiums won’t increase as you get older, giving you certainty around your budget now, and in the future.

You also have the flexibility to elect to pay your premiums fortnightly, monthly or annually, at no additional cost to you. Plus once the insured person reaches age 85 there are no further payments required and cover continues for life.

Things you should know

To help you decide whether this cover is right for you, there are some things you should know.

During the first 24 months, this Funeral Insurance only covers death by Accident.

This Funeral Insurance is not a savings or investment plan and depending on how long an insured person lives, you may pay more in premiums than the amount of cover you choose.

$8,000 cover starts from $7.57 per week4

Quick & easy application

If you’re a New Zealander, aged 16 to 75, we guarantee to accept you! And you won’t need to do a medical or have any blood tests. In fact, you can organise cover quickly and easily.

Call us on 0800 111 679 for an obligation free quote or complete your quote online.


Funeral Insurance FAQs

Get answers to commonly asked funeral insurance questions.

Alternatively, you can call 0800 111 679 and one of our team members will be happy to help you.


  1. $500 Prezzy Card competition terms and conditions.
  2. Cover for Accidental Death only in the first 24 months.
  3. Based on a female non-smoker, aged 50.