Affordable Funeral Insurance

Get a quote to WIN a $500 Prezzy Card1

At Momentum Life we understand that the death of a loved one can be a difficult and emotional time. And the last thing you want your family to be worried about is how they are going to find the money to pay for your funeral. To help your loved ones celebrate your life without financial stress, we have made it as easy as possible for you to get funeral insurance that suits your needs and budget.

Why choose Funeral Insurance?

Flexible benefit options

choose from $3,000 up to $20,000.

Affordable cover

$5,000 cover starts from $6.04 per week2.

Prompt cash payment

usually within 48 hours of claim approval.

FREE legal Will Kit

when you take out a Policy to help you plan your final wishes.

Acceptance is guaranteed

for New Zealanders aged 40 - 75 years.

Easy and hassle free to arrange

no medicals or paperwork required.

Fixed premiums

that don't increase with age.

Family discount

a $50 discount applies annually for each additional person you cover under your policy.

Optional covers

that can add extra protection with our Household Expenses or Accidental Death Optional Covers.

Award-winning Service

winner of the Feefo 2017 and 2018 Gold Trusted Service award.

Additional benefits

Optional cover benefits

You can take out a Funeral Insurance benefit from $3,000 and up to a maximum of $20,000, to suit your needs and budget. Plus, for added protection you can choose to include one or both of the following optional benefits to your cover. Adding optional insurance benefits can be an easy and cost-effective way to combine insurance covers or increase your protection.

Find out more about Optional Cover Benefits >>

Affordable premiums

We’ve designed our Funeral Insurance with affordable premiums to fit your budget. With Momentum Life you can have a level of financial comfort, knowing that your premiums won’t increase because you get older, giving you certainty around your budget now, and in the future.

You also have the flexibility to elect to pay your premiums fortnightly, monthly or annually, at no additional cost to you. Plus once the insured person reaches age 85 there are no further payments required and cover continues for life.

Things you should know

To help you decide whether this cover is right for you, there are some things you should know.

During the first 24 months, this Funeral Insurance3 only covers death by Accident.

This Funeral Insurance is not a savings or investment plan and depending on how long an insured person lives, you may pay more in premiums than the amount of cover you choose.

$5,000 cover starts from $6.04 per week2

Quick & easy application

If you’re a New Zealander, aged 40 to 75, we guarantee to accept you! And you won’t need to do a medical or have any blood tests. In fact, you can organise cover quickly and easily over the phone.

Call us on 0800 111 679 for an obligation free quote or complete your quote online.


Funeral Insurance FAQs

Get answers to commonly asked funeral insurance questions.

Alternatively, you can call 0800 111 679 and one of our team members will be happy to help you.


  1. $500 Prezzy Card competition terms and conditions.
  2. Based on a female non-smoker, aged 50.
  3. and if applicable, Household Expenses Cover.