Terms & Conditions

Acknowledgement and acceptance of general terms and conditions

This site and the products available on it are owned by Momentum Life Limited (Company Number 5807730), trading as Momentum Life, of Tower 1, Level 7, 205 Queen Street Auckland CBD, Auckland 1010, a New Zealand licenced insurer and is governed by New Zealand law.

Your access to this site is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document. Your use of, and/or access to, this site constitutes your agreement to be bound by these general conditions. Momentum Life reserves the right to amend these general conditions at any time.


Ownership of content

The materials displayed on this site including without limitation all information, text, materials, graphics, software, advertisements, names, logos and trademarks (if any) on this site (“Content”) are protected by copyright, trademark and other intellectual property laws unless expressly indicated otherwise. You must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this content in any way except as expressly authorised in writing by Momentum Life.

You may view this site using your web browser and save an electronic copy, or print out a copy, of parts of this website solely for your own information, research or study, but only if you keep all content intact and in the same form as presented on this site (including without limitation all copyright, trademark and other proprietary notices and all advertisements). You must not use this site or the information on this site in any manner or for any purpose which is unlawful or in any manner which violates any right of Momentum Life or which is prohibited by the general conditions.


Available Policy Wordings

This website makes available links to our current Policy Wordings only. If you have held your Policy for some time, the terms and conditions may differ from those in the linked policy wordings on our site – please refer to the Policy Wording issue date. If you have misplaced your Policy Wording or are unsure about your policy terms and conditions, please contact us to request a copy or confirm the wording which is applicable to you.


Advertising and links to other websites

This site may contain links to third party sites. These linked websites are not under the control of Momentum Life and Momentum Life is not responsible for the content of any linked website or any hyperlink contained in a linked website. Momentum Life provides these hyperlinks to you as convenience only and the inclusion of any link does not imply any endorsement of the linked website by Momentum Life. A link made to any such website is entirely at your own risk.


Disclaimer and limitation of liability

The information contained on this site is provided by Momentum Life in good faith. The information is derived from sources believed to be accurate and current as at the date indicated in the respective sections of this site. Neither Momentum Life nor any of its directors or employees give any representation or warranty as to the reliability, accuracy or completeness of the information, nor do they accept any responsibility arising in any way (including by negligence) for errors in, or omissions from, the information.

To the maximum extent permitted by law, neither Momentum Life (including its associated companies), nor its directors or employees, accept any responsibility, or will be liable in any way, for any loss or damage suffered through the use of, access to, failure of or any problems with, this website.


General Information warning

Any information given on this website is general information only and does not take into account your personal objectives, needs or financial situation. It is important that before you make a decision about purchasing, retaining or cancelling an insurance product offered by Momentum Life, that you read the relevant Policy Wording and seek independent financial advice, if required, to ensure the insurance product is right for you.