Cover for Kiwis by an award-winning insurer

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Life and funeral cover

Funeral Insurance

Our easy to arrange funeral insurance provides a quick lump sum payment to help with the cost of your funeral when the time comes. Your funeral insurance benefit also triples for Accidental Death. Plus, receive a 10% cashback of premiums you have paid after the first 12 months.

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Platinum Life Insurance

Our straightforward life insurance could provide a lump sum payment up to $1 million to help you and your loved ones with major household expenses such as the mortgage or school fees when you pass away or are diagnosed with a terminal illness. It’s easy to apply over the phone.

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Contact Us

Our team is available to help with your insurance questions. If you have a current policy and are experiencing financial difficulties, please call us to discuss options available to you. Please see our opening hours.

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About Momentum Life insurance

It's easy

It’s easy

New Zealand residents1 can be covered with just a single phone call, with no medicals or blood tests required. And acceptance is guaranteed for our funeral insurance!

It’s award-winning

It’s award winning

Momentum Life is the proud winner of the Reader’s Digest NZ 2021, 2022 & 2023 Quality Service Award – Silver and the Feefo Platinum Trusted Service for 4 years running, as rated by real customers. Read more

It's flexible

It’s flexible

Choose the product and benefit amount that suits you, and have the flexibility to make changes in the future depending on what life throws at you.

It's easy

It’s secure

Momentum Life has a B++ (Good) financial strength rating from A.M. Best. Valid claims are also paid without unnecessary delay so the money is there when it’s needed.

What our customers say

Get covered in a single phone call!

Get your obligation free quote now... It’s quick & easy with no medicals or blood tests

Award-winning insurer

it’s my story

Customer Support

At Momentum Life, we’re committed to providing you with the best service possible. If you have any questions about your existing policy or would like to take out cover, simply contact us by phone 0800 111 679 or email.



You can read our FAQs to find answers to many commonly asked insurance questions.

Alternatively, you can call 0800 111 679 and one of our team members will be happy to help you.


  1. 1. Funeral Insurance is available to New Zealand residents aged 40 – 75; Platinum Life Insurance is available to New Zealand residents aged 18 – 65.

because moments are worth protecting