Accident Insurance

Get a quote to WIN a $500 Prezzy Card1

Safeguard your family from the financial impact of an accident. In the previous five years to December 2016, there were over 1,5002 fatal car crashes and over 2,5003 serious injuries resulting from motor accidents in New Zealand.

Momentum Life Accident Insurance is simple and affordable cover designed to help your family cope with any final costs or medical bills, as well as major household expenses in the event of your Accidental Death or Accidental Serious Injury.

Why choose Accident Insurance?

Up to $100,000 lump sum payment

to you or your family.

Affordable cover

$100,000 cover cost just $6.43 per week.

Cover in minutes

get covered over the phone with no health or medical questions.

Acceptance is guaranteed

for all New Zealanders aged 16 to 65.

Fixed premiums

that don’t increase because you get older.

Family cover

protect your Partner for added peace of mind.

Flexible premium structure

pay weekly, fortnightly, monthly or annually at no extra cost.

Worldwide coverage

cover 24 hours a day, seven days a week.

30-day free look period

to make sure you’re completely satisfied.


Affordable premiums

We’ve designed our Accident Insurance with affordable premiums to fit your budget. With Momentum Life you can have a level of financial certainty knowing that your premiums won’t increase as you get older, up to age 70.

You also have the flexibility to elect to pay your premiums weekly, fortnightly, monthly or annually, at no extra cost to you.

For a full explanation of covered Accidental Serious Injuries please refer to our FAQs or read the Policy Wording. Accident Insurance cover ends on the Insured Person's 70th birthday.

$100,000 cover costs just $6.43 per week

Quick & easy application

If you’re a New Zealander, aged 16 to 75, we guarantee to accept you! And you won’t need to do a medical or have any blood tests. In fact, you can organise cover quickly and easily over the phone.

Call us on 0800 111 679 for an obligation free quote or click here to complete your quote online.

GET A QUICK QUOTE

Accident Insurance FAQs

Get answers to commonly asked Accident Insurance questions.

Alternatively, you can call 0800 111 679 and one of our team members will be happy to help you.

Learn more


1. $500 Prezzy Card competition terms and conditions.
2 & 3. New Zealand Ministry of Transport, ‘Motor Vehicle crash statistics in New Zealand for 2016’