What is not covered under Platinum Life Insurance?


If you or your insured Partner dies, or has a Terminal Illness caused or contributed to, directly or indirectly, by suicide, attempted suicide or intentional self-injury, within the first 13 months of:

we will not pay a Life Insurance Benefit.

Any increase to your Platinum Life Insurance is also subject to the first 13-month limitation.

We will also not pay a Life Insurance Benefit where we have agreed any special terms with you that specifically excludes the event or condition leading to the claim. We will agree to any special terms with you before the Cover Start Date and they will appear on your Policy Schedule.

Refer to the Policy Wording for full details.

Can I decide who receives my benefit(s)? 

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