This Accident Insurance Policy starts on the Acceptance Date. A Life Insured's cover starts on the Cover Start Date (e.g. if you add your Partner at a later date). Once your application is accepted, you will be sent a Policy Schedule which will detail:
If you increase or change cover after the Acceptance Date we will send you a new Policy Schedule. Any increase or change takes effect from the Cover Start Date set out in the new Policy Schedule.
Your Accidental Death and Accidental Serious Injury premiums are calculated at the date of your Policy application and...
From time to time your insurance needs or budget may change. You can increase or decrease your Accident Insurance...
If you, your nominated beneficiary, or your legal representative need to make a claim under your Policy, you or they can...