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Saving money on groceries is important to many households. With the average New Zealand family spending around $9,500 on groceries each year,1 it’s no surprise why. Reducing your food budget doesn’t require hours of clipping coupons. Here are seven easy ways to save at the checkout.

Plan meals around what’s on special

Many people plan weekly meals and then look for deals to match their menu. You may be able to find some savings this way, but can potentially save more by searching the ads first. Swapping cuts of meat or buying only seasonal produce can add to your savings.

Go vegetarian a few times a week

It’s likely that meat makes up a big portion of your grocery budget. Going meatless for just a handful of meals each week can help you save. Instead, use black beans, spinach or chickpeas. These filling and healthy sources of protein that are wallet-friendly.

Do a stocktake before you shop

How many times have you purchased something only to realise you already have it at home? Mistakenly replenishing foodstuffs not only increases the grocery bill, but can also lead to food waste. Take stock of your fridge and pantry when making a grocery list to be sure you’re only buying what you need.

Have a snack before leaving the house

You’ve likely heard this tip before, but it bears repeating: Shopping on an empty stomach often leads to impulse purchases. What’s more, grocery shops often place enticing scents (think rotisserie chicken and bakery goods) near the entrance to stimulate hunger. Before you leave home, have a filling snack to keep hunger at bay and your shopping on track.

Shop alone

Any shopping trip can quickly be derailed by bringing too much company. Children beg for unneeded sweets and snacks, and a well-meaning partner can add too many impulse items to the trolley. If possible, leave the spouse and kids at home so you only need to manage your own willpower.

Bring your own music.

Studies have shown that playing slow-tempo music causes customers to slow their shopping speed, linger in stores longer, and ultimately spend more.2 Help keep your pace brisk by popping in headphones and listening to fast-tempo tunes instead. You can even multitask by listening to news podcasts or an audiobook while you shop.

Grow a herb garden.

If you use fresh herbs in your cooking, then cultivating a small herb garden can help reduce your grocery bill. A packet of fresh basil can cost up to $4, and most of it may go to waste if you’re only using a few leaves each week. Instead, buy starter plants for a small garden. Many herbs grow well indoors, giving you fresh herbs even in winter!

What are your go-to grocery saving tips? Share your favourites on our Facebook page. 

 

1. Stats NZ, Household Expenditure Statistics: Year ended June 2016
2. The Effects of Background Music on Consumer Behavior


 

 

About Author: Momentum Life is a leading provider of Life insurance and Funeral insurance in New Zealand.


TAGS: saving tips, shopping, food,

The content provided in this article is for information purposes only. The information is of a general nature and does not constitute financial advice or other professional advice. To the extent that any of the content constitutes financial advice, it is limited to Momentum Life products only and does not consider your specific financial needs or goals. You should consider whether the information is appropriate for you and seek independent professional advice, if required.

All product information is correct at the time this article was published. For current product information, please visit the Momentum Life website.



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