Great reasons to choose

Momentum Life Funeral Insurance

Award-winning service

Winner of Feefo 2020 Platinum Trusted Service award!

Acceptance is guaranteed

For New Zealand residents aged between 40 - 75 years.

Receive your FREE legal will kit

When you take out a policy to help you plan your final wishes.

No medicals or paperwork

Easy to get with no medicals or paperwork required.

Choose your cover up to $30,000

Select your benefit amount from $3,000 up to $30,000~.

Quick cash payment

Usually paid within 24 hours of your claim approval.

It's easy

You could save on funeral cover and give your whānau peace of mind

Fixed premiums that don’t increase because of age, to help make budgeting easier.

Momentum Life products are rated 4.5/5 by our customers on Feefo#.

Get a quote now for your chance to WIN a Fitbit Versa 21.

$5,000 funeral cover starts from just $3.97 per week

Local support

Friendly customer support staff based in New Zealand and Australia.

Supporting Heart Kids

Momentum Life donates a portion of all first-year premiums to Heart Kids.

Worldwide cover

We’ll cover you 24 hours a day, 7 days a week, no matter where you may roam.

Customers heart us

We’ve been rated 4.5/5# by our customers on Feefo, an independent feedback platform.

Questions? Refer to the Policy Wording or call us on 0800 111 679

Not sure where to start?

We’ve got answers to some of the most commonly asked questions about Funeral Insurance.

Momentum Life Funeral Insurance is designed to help your loved ones pay for the cost of your funeral, and other final expenses. This insurance pays a benefit to your chosen beneficiaries when you pass away.

You can choose the benefit you want paid to your beneficiaries – from $3,000 up to $30,000. This benefit is paid quickly, usually within 24 hours of receiving completed paperwork. Cover is for accidental death only in the first 24 months, with full cover thereafter.

After the first 24 months of your cover, your chosen funeral benefit is paid for death by any cause. In the first 24 months we will only pay a benefit if you die as the result of an accident. If we do not pay a benefit for this reason, we will repay all the premiums you have paid us for that insured person, from the cover start date.

Provided you continue to pay your premiums, you can keep your Funeral Insurance for life. What’s more, once you reach age 89, you are no longer required to pay premiums, and your cover continues at no charge.

Your Funeral Insurance policy can cover up to 2 people. These people can be you, your partner or a relative (your parent, grandparent, brother, sister, uncle, aunt, nephew, niece, natural or legally adopted child).

Provided you are a New Zealand resident and are aged 40 – 75, you are guaranteed to be accepted for Momentum Life Funeral Insurance.

In the first 30 days

You have a 30 day cooling-off period from your first premium payment date to make sure this cover is right for you. If no claim is made during this period, you can cancel your policy and receive a full refund of premiums paid by calling 0800 108 108, or emailing a signed cancellation letter to

After the first 30 days

You can cancel your Funeral Insurance policy at any time by calling 0800 108 108, or emailing a signed cancellation letter to

It is important to consider your insurance needs before cancelling your policy. There will be no refund of the premiums you have paid, and if you change your mind at a later date you will need to reapply for cover and the premium you are required to pay may be higher when you decide to recommence your policy.

1 and ^ Fitbit Versa 2 competition Terms & Conditions apply.
* Acceptance is guaranteed for New Zealand residents aged 40 - 75.
† Based on a female non-smoker, aged 50.
~ During the first 24 months, this Funeral Insurance only covers death by accident.
# Rating as at 7 February 2020.

This Funeral Insurance is not a savings or investment plan and depending on how long an insured person lives, you may pay more in premiums than the amount of cover you choose. The information provided on this website is only an outline of the main features. Before you decide to take out a policy you should read the relevant Policy Wording document which contains the terms, conditions and exclusions of the policy.